Texas health insurance can come in threes
If you are like many people with Texas health insurance, you have policies through your employer. This is certainly the most desirable, because the employer pays, either all, or a substantial portion, of the premiums. For the most part, group Texas health insurance plans fall in one of three categories: HMO (health maintenance organization), PPO (preferred provider organization) or POS (point of service) plans. The employer pays for a portion of the insurance and you pay the difference through withdrawals from your paycheck.